![]() ![]() Power 2021 award information, visit /awards. The Braven Health℠ name and symbols are service marks of Braven Health. The Horizon® name and symbols are registered marks of Horizon Blue Cross Blue Shield of New Jersey. The Blue Cross® and Blue Shield® name and symbols are registered marks of the Blue Cross Blue Shield Association. Horizon HSA Compatible Direct Access 100/80/60 (30/50) Benefit Highlight Office Visit Copayment Deductible Maximum Out of Pocket In-Network Out-of-Network 30/50 2,500 5,000 7,500 Family deductible is two times the individual and is a true family aggregate. Communications may be issued by Horizon Blue Cross Blue Shield of New Jersey in its capacity as administrator of programs and provider relations for all its companies. Products and services are provided by Horizon Blue Cross Blue Shield of New Jersey, Horizon Insurance Company, Horizon Healthcare of New Jersey, Braven Health, and/or Horizon Healthcare Dental, Inc., each an independent licensee of the Blue Cross Blue Shield Association. If you rarely see the doctor and care more about paying a low. The practice act is a law that says how physical therapy services can be delivered in that state. At a minimum, you can find an in-network doctor or urgent care facility, access. You also have worldwide access to over 1.7 million providers in our BlueCard PPO program. In the United States, each state controls physical therapy services through a 'state-practice' act. Sometimes direct access is called self-referral. To see all available Qualified Health Plan options, go to the New Jersey Health Insurance Marketplace at Get Covered NJ. Direct access gives you the power to decide if you need physical therapy. This website does not display all Qualified Health Plans available through Get Covered NJ. Cigna Healthcare offers health insurance plans such as medical and dental to individuals and employers, international health insurance, and Medicare. This website is operated by Horizon Blue Cross Blue Shield of New Jersey and is not New Jersey’s Health Insurance Marketplace.
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